Cigna is a global health services provider offering insurance to over 180 million people worldwide. While benefits differ by plan, most include substance abuse treatment. If you have Cigna coverage and need help overcoming addiction, reach out to our admissions team today.
Cigna plans differ based on your specific coverage level and are categorized as Bronze, Silver, Gold, or Platinum. Most plans typically include coverage for the following types of addiction treatment:
Like all insurance providers, Cigna has specific criteria for substance abuse treatment coverage. Our initial assessment will ask the following questions to determine if you qualify:
While coverage varies by plan, most Cigna policies include treatment for common substance use disorders. This may include alcohol addiction, opioid dependence, cocaine addiction, methamphetamine use, marijuana addiction, benzodiazepine dependence, and sedative abuse.
Individuals undergoing drug addiction treatment may choose medication-assisted treatment (MAT). Among the various medications available, Suboxone and Methadone are two of the most common. These medications are typically covered separately from rehab services.
Clients who choose MAT with Suboxone are often managing opioid addiction. Cigna offers a wide range of covered prescription medications and may pay for part or all of your prescription costs.
Before beginning Suboxone (or its generic form), the Arizona IOP team can help you verify your coverage and create a sustainable, affordable treatment plan.
Like Suboxone, Methadone is a common MAT medication prescribed to help individuals recover from opioid addiction. Cigna may cover part or all of the costs associated with Methadone prescriptions.
Before starting treatment, the Arizona IOP team will verify your benefits and collaborate with you to build a long-term recovery plan.
Substance abuse treatment and behavioral health care are federally recognized as essential health benefits under the Affordable Care Act. This ensures that patients seeking addiction treatment receive the same level of coverage as those seeking other forms of medical or preventive care.
Although rehab is considered an essential service, the amount covered and your out-of-pocket costs will depend on your specific Cigna plan. In most cases, you’ll need to meet your deductible before coverage begins. If you haven’t yet met your deductible this year, there are several payment options available to help you cover the cost of rehab until your insurance takes effect:
Arizona IOP, located in Scottsdale, Arizona, partners with Cigna to help reduce the financial burden of addiction treatment. Both of our luxury facilities provide comprehensive treatment programs, strong mental health support, and executive rehab options for professionals.
Our team will coordinate directly with your insurance provider to review your benefits and ensure you receive the highest possible coverage.
If you’re seeking a Cigna-approved rehab closer to home, you can search for providers through Cigna’s online directory.
Both. Cigna is a national insurance provider and typically isn’t limited by state lines. However, you’ll need to confirm the specific Cigna coverage available with the rehab facility you select.
To learn more about your Cigna rehab benefits, fill out the secure insurance verification form below.
While Cigna’s insurance benefits can help reduce the cost of addiction treatment, many other insurance providers also offer similar coverage. If you or a loved one have a policy with a different provider, be sure to review their specific benefits and coverage details:
